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Chapter 13 Bankruptcy

Filing a Chapter 13 bankruptcy can reduce credit card debts, reduce the amount owed on your automobiles, and even eliminate your 2nd mortgage under specific conditions. A Chapter 13 can also stop a foreclosure in its tracks if you’re being threatened by the loss of your home.

 

To discover the benefits of filing a Chapter 13 bankruptcy, fill out the form on this page and a specialist will contact you promptly.

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Chapter 11 Bankruptcy

Filing a Chapter 11 bankruptcy can eliminate or reduce many of the business debts that are bogging down your company while you retain control over day to day operations. The end of the process will see your debt burden lowered considerably and get your company back on its feet.

 

Let a specialist reveal how a Chapter 11 bankruptcy can get your business on track. Just fill out the form on this page and a Chapter 11 specialist will contact you shortly.

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Chapter 7 Bankruptcy

A Chapter 7 bankruptcy can stop a foreclosure (at least temporarily) while eliminating debts owed on credit cards, medical bills, revolving debt, signature loans, and more. This can give you a fresh financial start and get you back on the road to financial freedom.

 

To discover how filing a Chapter 7 bankruptcy can get you a fresh start, complete the form on this page and you’ll be contacted by a Chapter 7 bankruptcy specialist.

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Published in Financial Business
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Similar to the selling off of mortgage pools to Wall Street institutions, pension funds, and insurance companies, the credit card issuers have been packaging and selling pools of credit card debt for over twenty years. The practice has accelerated over the past six years as seven of the largest issuers of credit cards packaged an increasing amount of card debt into securities and sold them to the same types of investors that buy pooled mortgages. Within the last two months, for example, JP Morgan Chase has sold over $5 billion in packaged credit card debt.
Thursday, 10 November 2011 07:01
Published in Personal Finance
Written by personal finance
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The first phase of provisions included in The Credit Card Accountability, Responsibility and Disclosure Act finally goes into effect this month as credit card issuers will be required to give at least 45 days' notice of any significant change in their card offerings such as hikes on interest rates for fixed rate accounts. "This is the biggest credit card reform we've had in decades," said Sally Greenberg, executive director of the National Consumers League. "It reins in some of the worst abuses of the credit card industry." The key word in the quote is “some” as the law puts restrictions on some aspects of credit card accounts while leaving other areas alone.
Thursday, 10 November 2011 07:00
Published in Personal Finance
Written by personal finance
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The view of people in debt changed throughout the 20th Century.  At first, it was unacceptable when turn of the century people began to buy homes however, that changed.  Debt became more and more acceptable, leading up to the roaring 20’s when people were so immersed in their debt problems that the future became bleak.  All these debt problems led to the Great Depression, which once again made debt a four letter word.  Throughout the 30’s, 40’s and 50’s, people would only get into debt to buy a home.  Heavy student loans, car loans with double digit interest rates and credit cards wouldn’t even have been considered.
Thursday, 10 November 2011 07:00
Published in Personal Finance
Written by personal finance
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As the economy continues its rough ride, the fallout from mortgage and credit card late payments and delinquencies has dropped the credit scores of consumers across the country. As credit scores take a higher profile from news reports to conversation at cocktail parties, more consumers are taking interest in their credit reports. The problem with all the information and chatter is that much of it doesn’t accurately reflect what is important regarding credit scores and what is not.
Thursday, 10 November 2011 06:52
Published in Personal Finance
Written by personal finance
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Debt settlement and bankruptcy are the two most viable options for individuals when they are under the pressure of overwhelming debt. Both are quite effective ways to clear the debt and waive off the financial obligations. But they work in a different course of action. So you must choose any of the options depending on your fiscal situation. You must evaluate your fiscal position, and pick up an option considering its advantages, disadvantages, and how it works.

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Dummy text.Are your investments diversified? Mutual funds offer diversification over different sectors with different management styles.
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